Xero vs QuickBooks vs FreshBooks for self-employed bookkeeping
These are the US pricing pages. Prices and availability in other countries may differ.
| Tool | Regular list price (USD/month) | Notes | Link |
|---|---|---|---|
| Xero (US) | Early $27 (20 invoices, 5 bills), Growing $59, Established $97source, checked 2026-11-04 | A US-only offer for new customers shows 80% off for the first 3 months (Early $5.40, Growing $11.80, Established $19.40 a month), then the regular price; Xero can change or cancel it at any timesource, checked 2026-11-04 | Official site (affiliate link not live yet): Xero pricing — commissions apply only after an approved affiliate link is added. |
| QuickBooks Online (US) | Free $0 (2 invoices/month). Simple Start $38, Essentials $85, Plus $140, Advanced $340. Promos of 50% off for 3 months were showing on some planssource, checked 2026-10-31 | The page mentions a 30-day trialsource, checked 2026-10-31 | Official site (affiliate link not live yet): QuickBooks pricing — commissions apply only after an approved affiliate link is added. |
| FreshBooks | Lite $23, Plus $43, Premium $70source, checked 2026-11-04 | 30-day free trialsource, checked 2026-11-04 | Official site (affiliate link not live yet): FreshBooks pricing — commissions apply only after an approved affiliate link is added. |