Wise vs Payoneer for getting paid by international clients

Wise (receiving fees, from the US pricing page)

Getting account details to receive in 22 currencies: free^{source, checked 2026-11-05}
Receiving domestic (non-Swift) payments in AUD, CAD, EUR, GBP, HUF, NZD, PHP, SGD, USD: free^{source, checked 2026-11-05}
Receiving USD wire/Swift: 6.11 USD fixed fee per payment. GBP Swift 2.16 GBP. EUR Swift 2.39 EUR^{source, checked 2026-11-05}
Conversion fees: unknown for this draft (checked 2026-11-05). Use Wise's own calculator.

Official site (affiliate link not live yet): Wise — commissions apply only after an approved affiliate link is added.

Payoneer

Fees: unknown (checked 2026-10-31: the official fee page couldn't be retrieved and redirected to a company overview). Payoneer says it covers "190+" countries and territories and "70+" currencies^{source, checked 2026-10-31}.

Official site (affiliate link not live yet): Payoneer — commissions apply only after an approved affiliate link is added.